At Smart Investo, we understand that successful investing requires a combination of expertise, meticulous analysis, and a deep understanding of market dynamics. With a commitment to excellence and a focus on your financial goals, we are here to guide you on your investment journey.

We are certified Wealth Distributor, Mutual Fund and Insurance distributors recognized by the NSE National Stock Exchange, AMFI (Association of Mutual Fund of India)

We provide support to the client in all their financial endeavours in new and innovative ways. Our approach is to enable our client's to understand their investment objectives, have knowledge of suitable mutual fund and other investment products and that they make proper progress towards achieving their financial objectives in life.

Our Approach

We believe that every client is unique, with individual financial goals and risk tolerance. That's why we take a personalized approach to investment services. We use our complete knowledge of insurance, tax laws and mutual fund investments in order to suggest investment options to the clients, as per their long-term and short-term goals. Our core purpose is to provide fast track financial solutions & thereby make people enjoy a secured retirement life.

Why Smart Investo

• Client Centric Approach:  All our offerings are designed keeping you in mind. Your long-term interests serve as the 'primary' influencing factor in our recommendations process.
• Rich Product Basket : We offer a single point access to multiple financial products with a holistic need-driven approach & not product centric approach.
• Value Added Services : Our Services ensure comfort, convenience, confidence and control to you in managing your wealth. You would enjoy being always updated of your investments, any time, anywhere.
• Driven by Passion : Serving clients is our passion and the reason why are are in the business. Nothing excites us more that helping our clients achieve their financial goals and dreams in life with our support.
• Right Experience & Skills: We have over years of experience in financial advisory and products distribution space. Our experience, qualifications & skills enable us to understand you and your needs, and then offer you the right strategies & solutions to achieve your goals. We stay up-to-date with industry trends and use our insights to guide your investment decisions effectively.

• Focus on Customer Satisfaction: We come equipped with the right attitude, people, processes and technology to ensure higher levels of satisfaction and service quality. In transactions, we work systematically to find & ensure quick resolution of any queries or complaints.
• Transparency: We believe in maintaining transparent and open communication with our clients. You will receive regular updates on the performance of your investments and have access to comprehensive reports that provide clarity on your financial journey.
• Trust and Integrity: We prioritize your best interests and adhere to the highest ethical standards. Your trust is the foundation of our relationship, and we strive to earn it every step of the way.

Frequently asked questions:

1. Important points to consider in financial planning?

You should have Emergency fund, Health insurance, Term insurance and invest enough every month/lumpsum to achieve your financial goals.

2. What is a mutual fund?

A mutual fund is a professionally managed investment vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.

3. How do mutual funds work?

Mutual funds collect money from investors and use that capital to buy a diversified portfolio of securities. The fund's performance is determined by the performance of its underlying investments.

4. What are the benefits of investing in mutual funds?

Mutual funds offer diversification, professional management, liquidity, and access to a wide range of investment options. They are suitable for both new and experienced investors.

5. How are mutual funds different from individual stocks?

Mutual funds pool money from multiple investors to create a diversified portfolio, while individual stocks represent ownership in a single company. Mutual funds spread risk across multiple investments, reducing the impact of any single stock's performance.

6. What are the types of mutual funds available?

Mutual funds come in various types, including equity funds (investing in stocks), bond funds (investing in fixed-income securities), balanced funds (mix of stocks and bonds), index funds (tracking a specific market index), and sector funds (focused on specific industries).

7. How are mutual funds priced?

Mutual fund prices are based on the net asset value (NAV) of the fund, which is calculated by dividing the total value of the fund's assets by the number of outstanding shares. NAV is typically calculated at the end of each trading day.

8. How can I choose the right mutual fund?

Consider your investment goals, risk tolerance, time horizon, and the fund's investment strategy. Evaluate factors such as historical performance, fund manager's track record, expense ratios, and the fund's investment philosophy. Its better to take help of an Adviser to review and plan your investment/finances.

9. Are mutual funds suitable for long-term investing?

Yes, mutual funds are often recommended for long-term investing as they provide the opportunity for capital appreciation over time. However, the suitability depends on your specific investment objectives and risk tolerance.

10. Is my money safe?

All investments are made in client’s name (client hold the funds). All investment initiation, changes and withdrawal need client’sconsent/authorization before we implement.

Client can see their investment and can transact online or through app.

Mutual Funds are highly regulated and investors are protected by AMFI.

11. What is SIP, STP and SWP?

While SIP is systematically investing in mutual funds in a disciplined way, STP is systematically transferring money from one mutual fund to another, and SWP is systematic withdrawal of funds from mutual funds. Each has its importance at the right time of investment levels.